A portion of lost work earnings for up to 3 years. Personal Injury Protection in NY offers the following benefits if an insured is in an accident: PIP coverage helps covered drivers and passengers get back on their feet by covering related medical bills, a portion of lost earnings, death benefits, and other household expenses that result from a covered accident. Financial costs are paid through the insureds' personal injury protection (PIP) coverage, which New York's No-Fault Law requires all drivers to carry. In the event of an accident, No-Fault auto insurance helps covered drivers and passengers get back on their feet by paying the insured's bills, regardless of who was at fault. New York Car Insurance Laws New York, a No-Fault Insurance State You could receive a premium reduction on your New York car insurance by taking a state-approved Accident Prevention Course. New York residents who have more than 1 policy in their GEICO account (1 being auto coverage) could get a discount on their New York car insurance premium. 
Policyholders could qualify for this discount if their son or daughter on the policy is between 16 and 24 years old and is either a full-time student (high school or college) or enrolled in a home study program. This discount applies to bodily injury, property damage, collision, and personal injury protection coverages.
All covered drivers have been accident-free for 5 years leading up to the policy issue date, and. At least one of the main drivers on the policy has 5 years of driving experience. There are several NY premium reductions and discounts available that could save you money on GEICO car insurance. How to Lower Your NY Car Insurance Premium 
Learn more about the car insurance requirements in NY and see how much you could save with a free auto insurance quote that fits your budget. Whether you live in the heart of New York City, on the shore of Lake Ontario, or anywhere else in the Empire State GEICO can help you get the coverage you need.
You should know the basics about New York car insurance if you plan to drive here.
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